Flooding can be an emotionally and economically devastating event. With flood insurance, you have the ability to recuperate faster and more fully. Use the tool below to see just how much flood damage even from just a couple of inches of water might cost you. Are you using an assistive device? A text-only version of the Cost of Flooding Tool is offered here.
The average expense of flood insurance coverage in 2021 is $958 per year, or $80 a month, through the National Flood Insurance Coverage Program (NFIP). Home insurance plan do not cover floods, which suggests you'll need a different flood policy to be fully protected. Costs vary by state, and can be as inexpensive as $550 a year.
Flood insurance expenses by state Florida has the most inexpensive flood insurance rates, $597 a year, while Vermont has the most expensive average rates, $1,590 a year. More In-Depth are for flood insurance coverage policies through the NFIP. Cost of flood insurance coverage by state State Average yearly cost Typical regular monthly cost % families with flood insurance coverage Alabama $699 $58 4.
36% Arizona $720 $60 1. 58% Arkansas $933 $78 1. 81% California $865 $72 2. 87% Colorado $944 $79 1. 30% Connecticut $1472 $123 3. 75% Delaware $752 $63 9. 93% District of Columbia $817 $68 1. 72% Florida $597 $50 32. 95% Georgia $694 $58 3. 27% Hawaii $684 $57 21.
25% Illinois $1106 $92 1. 11% Indiana $1111 $93 1. 06% Iowa $1143 $95 1. 33% Kansas $987 $82 1. 13% Kentucky $1109 $92 1. 60% Louisiana $715 $60 43. 42% Maine $1113 $93 1. 85% Maryland $622 $52 4. 36% Massachusetts $1293 $108 3. 46% Michigan $1061 $88.
57% Mississippi $801 $67 8. 28% Missouri $1175 $98 1. 14% Montana $832 $69 1. 40% Nebraska $1050 $87 1. 71% Nevada $772 $64 1. 59% New Hampshire $1075 $90 1. 97% New Jersey $949 $79 10. 26% New Mexico $928 $77 2. 05% New York $1242 $103 4. 21% North Carolina $733 $61 5.
65% Ohio $1177 $98. 88% Oklahoma $937 $78 1. 22% Oregon $922 $77 2. 39% Pennsylvania $1326 $111 1. 44% Rhode Island $1416 $118 4. 61% South Carolina $679 $57 15. 07% South Dakota $1034 $86 1. 38% Tennessee $953 $79 1. 53% Texas $624 $52 12. 79% Utah $730 $61.
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